I am sure you have all heard on the news about certain SPF's that actually cause skin cancer rather than protecting you from it. One in five SPF's provide poor protection from harmful UVA rays. We always thought that by faithfully applying our moisturizers with SPF every morning would protect us but the truth is that most of them are unstable and ineffective.

The highest rated moisturizers contain zinc oxide. It gives you broad spectrum protection and does not break down. Most powered mineral makeup have zinc oxide and that is why the companies advertise they have natural SPF's of 15. But you should not rely on your mineral makeup alone to provide sun protection. You should always use a moisturizer with an SPF of at least 30 (containing zinc oxide) first before applying any makeup.

Here is a list of the Top 10 SPF moisturizers with plenty of zinc oxide:

Marie Veronique Organics Moisturizing Face Screen No Tint ,SPF 30
SanRe Organic Skinfood Shaded Rose Organic Rose and Coconut Day Cream, SPF 30
Deviti International Daily Solar Protective Moisturizer, SPF 30
Keys Soap Solar Rx Cosmetic Moisturizing Sunblock, SPF 30
Sweetsation Therapy Sun*SiBelle Organic Triple Action Moisturizer, SPF 30+ scent free
Skin QR Organics L'air du Soleil, SPF 30
Institut Dermed Sun Protective Cream Oil Free, Untinted, SPF 28
Sun Science Organic Daily Wear, SPF 30
Karen's Botanicals Lavender Facial Cream, SPF 30 15
N.V. Perricone M.D. Cosmeseuticals N.V. Perricone M.D. Target Care Solar Protection Body w/ DMAE, SPF 45